Jiangsu Provincial Science and Technology Achievement Transformation Loan Risk Compensation Fund Management Measures (Trial) (Su
About Printing and Distributing Jiangsu Province Science and Technology Achievement Transformation Loan Risk Compensation
Financial Management Measures (Trial) notice
Each district, county (city) Finance Bureau, Science and Technology Bureau (Science and Technology Commission):
In order to better guide the innovation and entrepreneurship of financial resource services and help the transformation of scientific and technological achievements, according to the requirements of the Circular of the Provincial Government on Issuing Some Policy and Measures on Accelerating the Promotion of Industrial Technology Innovation Centers and Innovative Provinces (SU Zheng Fa  No. 107), the provincial finance The hall arranges for funds to compensate qualified provincial financial institutions to carry out provincial science and technology transformation loans. In order to standardize and strengthen the management of the use of funds, we formulated the Measures for the Administration of Funds for Risk Assessment of Conversion of Scientific and Technological Achievements in Jiangsu Province (for Trial Implementation), which are hereby issued to you and are subject to implementation.
Attachment: Jiangsu Provincial Science and Technology Achievement Transformation Loan Risk Compensation Fund Management Measures (Trial Implementation)
Jiangsu Provincial Department of Finance Jiangsu Provincial Department of Science and Technology
September 15, 2017
Information disclosure options: take the initiative to open
Office of Jiangsu Provincial Department of Finance was issued on September 28, 2017
The company is located in:
Jiangsu Province, scientific and technological achievements into the loan risk compensation
Fund Management Measures (Trial)
Chapter I General Provisions
Article 1 According to the "Notice of the Provincial Government in Issuing Some Policy and Measures on Accelerating the Promotion of Industrial Technology Innovation Centers and Innovative Provinces" issued by the provincial government (SU Zheng Fa  No. 107) in order to better guide the innovation and entrepreneurship of financial resource services and help transform scientific and technological achievements, , The Provincial Department of Finance arranged for the financial institutions to qualify for the implementation of the provincial scientific and technological achievements into the conversion of loans (hereinafter referred to as "Suke loan") risk compensation (hereinafter referred to as "provincial risk compensation funds"). In order to regulate and strengthen the use of provincial risk compensation funds management, the development of this approach.
Article 2 The provincial risk compensation funds mentioned in the Measures refer to the funds used for compensating the loan losses incurred by the cooperative financial institutions in the form of "Su Ke Loan" in support of the industrialization of scientific and technological achievements of the small and medium-sized science and technology enterprises.
Article 3 The provincial cooperative financial institutions shall apply the Measures for the issuance of "Su Ke Loan" to enterprises in the reservoir of enterprises that are candidates for the financing of science and technology financial risks.
Article 4 The use and management of provincial risk compensation funds follow the principle of "market operation, government guidance and risk sharing", and their risk responsibility is shared by the provinces, cooperative cities and counties (districts), cooperative financial institutions and loan enterprises.
Chapter II Management Organizations and Responsibilities
Article 5 Provincial Department of Finance main responsibilities are: in conjunction with the Provincial Science and Technology Department to develop and improve provincial risk compensation fund management approach; determine the amount of provincial compensation funds for risk compensation, the next allocation of funds and supervision and management.
Provincial Department of Science and Technology main responsibilities are: in line with the provincial Department of Finance to formulate provincial risk compensation fund management approach; the establishment of provincial science and technology financial risk compensation fund alternative business library; together with the Provincial Department of Finance to determine the preferred cooperative financial institutions; commissioned provincial productivity promotion center to do a good job "Suke loan" daily management service work, put forward the provincial risk compensation fund compensation proposal.
Article 6 Every county, county (district) or provincial high-tech zone is encouraged to carry out the risk compensation work of "Su Ke Loan". Regions willing to participate may apply to the Provincial Department of Science and Technology, make relevant suggestions after examination and approval by the Provincial Productivity Promotion Center, and provincial Science and Technology Department will determine the participating regions preferentially and entrust Provincial Productivity Promotion Center to sign the cooperation agreement with the cooperation area.
Article 7 All kinds of financial institutions are encouraged to participate in the work of "Su Ke Loan". Cooperative applications can be made by financial institutions that have the intention to cooperate. The provincial science and Technology Department and the Provincial Department of Finance decide the cooperative financial institutions and entrust the Provincial Productivity Promotion Center to sign the cooperation agreement with the cooperative financial institutions.
The third chapter supports the object
Article 8 The Provincial Department of Science and Technology, together with the local science and technology departments, will jointly build an alternative enterprise library for science and technology financial risk compensation funds in Jiangsu Province. In principle, "Suke loan" mainly supports the enterprises in the warehouses and the warehouses enterprises meet the following conditions at the same time:
(1) Enterprises with independent legal personality who are registered in Jiangsu Province;
(2) Possesses independent intellectual property rights such as patents, software copyrights, exclusive rights of layout design of integrated circuits, new varieties of plants, certificates of new drugs, etc, and possesses the qualification certificate of science and technology service for science and technology service enterprises and mode innovation enterprises, participates in the formulation of related technologies or services Standard, have the know-how to support their technology services or model innovation, etc;
(C) the previous year operating income of 400 million yuan or less than 1,000 employees;
(4) The proportion of scientific and technical personnel engaged in research and development and technological innovation in the total number of employees in the enterprise shall not be less than 10%;
(E) R & D investment in the previous year as a percentage of sales revenue of not less than 3%.
Article 9 The Enterprise Library shall be under the unified management of the Provincial Science and Technology Department. Local science and technology department is responsible for the audit of warehousing enterprises, Provincial Productivity Promotion Center of enterprises around the warehouse audit checks, for those who do not meet the storage conditions of the enterprise, the Provincial Science and Technology Department to adjust the library.
Article X of the "Soviet Union loan" give priority to support meet the following conditions of science and technology small and medium enterprises:
(1) Enterprises in hi-tech zones above the provincial level, science and technology business incubators and public foundations such as science and technology parks;
(2) Enterprises established by the introduction of various high-level talents from state, provincial and local governments and sponsored by the project;
(3) Enterprises within the new R & D institutes founded by the institutes or institutes where the universities and colleges are located;
(4) Enterprises in Jiangsu Province that are eligible for the "Science and Technology SMEs Evaluation Information System" (Guo Ke Fa Zheng  No. 115) are included in the "National Science and Technology SMEs Information Database".
Chapter IV mode of operation
Article 11 Provincial Risk Compensation Funds Depending on the scale and level of innovation of enterprises, a differentiated risk sharing mechanism shall be established to support the innovation and development of small and medium-sized S & T SMEs. Provincial risk compensation funds, local risk compensation funds, cooperative financial institutions to share their specific risk ratio, loan interest rates, loan maturities and loan lines, etc., from the "Soviet Union loan" business cooperation agreement to be clear.
Article 12 Provincial Science and Technology Financial Risk Compensation Funds Enterprises with financing needs in an alternative enterprise library may apply for loans online through an alternative enterprise library management information system. Cooperative financial institutions online docking enterprises, approval of loans, apply for storage of loans, post-loan supervision and other daily management.
Article 13 Provincial Productivity Promotion Center shall be responsible for the construction and maintenance of the information system of enterprise science and technology financial risk compensation funds and optional enterprise library, and statistics of monthly loan storage shall be submitted to the Provincial Science and Technology Department.
Article XIV of the loan business failure due to business loans and other causes can not be returned by the loan-issuing financial institutions responsible for recovery, loan-taking enterprises bear the corresponding legal responsibility. After the judiciary accepts the lawsuit of the enterprise loan contract dispute, the cooperative financial institution may submit an application for fund risk compensation of the non-performing loan province to the Provincial Productivity Promotion Center and make good the recovery of the non-performing loan.
Article 15 Provincial Productivity Promotion Center shall be entrusted by the Provincial Department of Science and Technology to carry out a centralized examination of the application for risk compensation on a regular basis every year. The audit results and risk compensation proposals shall be submitted to the Provincial Science and Technology Department, Provincial Department of Finance, .
Loan risks resulting from natural disasters such as earthquakes shall be handled in accordance with the relevant state financial policies, and the government shall not make any compensation.
Article 16 Provincial Productivity Promotion Center shall establish credit management system in cooperation area. If the cooperation area fails to complete the local capital risk compensation within three months after the provincial capital finishes the risk compensation, it will be included in the bad credit record.
Article 17 After the completion of the risk compensation, the net income of the cooperative financial institutions in recovering the enterprise loan shall be allocated by provincial risk compensation funds, local risk compensation funds and cooperative financial institutions in proportion as agreed in the "Suzhou Branch Loan" business cooperation agreement, and the province After the confirmation of the Provincial Productivity Promotion Center, the part of risk compensation funds shall be transferred to the designated account of the Provincial Department of Finance by the cooperative financial institutions.
The fifth chapter rewards and punishments
Article 18 Provincial Productivity Promotion Center shall conduct examination on participating regions and cooperative financial institutions every year. Good recognition is given to the participating regions and cooperative financial institutions that have good organizational management, support for small and medium-sized S & T-based SMEs and loans, high first loan coverage, and low risk compensation rates; High participation rate, areas with bad credit records and cooperative financial institutions to increase the share of the risk compensation responsibility until the cooperation is canceled.
Article 19 The enterprise that applies for "Suko Loan" shall implement the credit commitment system. The enterprise shall make a commitment on the authenticity of the application materials, such as the bad credit record if there is a malicious moral fraud or deliberate non-return of loans, and the cooperative financial institutions shall record the legal representative or principal manager of the enterprise and enterprise in accordance with relevant regulations Bad personal credit.
Article 20 Anyone who, in violation of financial and economic discipline, fraud, detention, misappropriation or misappropriation of funds, in accordance with the relevant laws, rules and regulations such as the "Budget Law of the People's Republic of China" and the "Punishment Punishment by Financial Illegal Activities" Conduct their actions and punish them according to law, and investigate the responsibilities of relevant units and their related personnel in accordance with the law and draw the same level of government accountability for administrative responsibilities as the case may be.
Chapter VI Supplementary Provisions
Article 21 The Measures shall be explained by the Provincial Department of Finance in conjunction with the Provincial Department of Science and Technology.
Article 22 These Measures shall enter into force on October 11, 2017. On December 4, 2014, the Measures for the Administration of Special Funds for Compensation for the Transformation of Scientific and Technological Achievements in Jiangsu Province promulgated by the Provincial Department of Finance and the Provincial Department of Science and Technology (SOFCO  36) at the same time abolished.